Student Loan Consolidation Lowdown

Greetings! Welcome to the 5th edition of the Carnival of Student Finance. We have received 9 great posts for this edition. Here are the posts in the order they were received.

Tushar presents Easy ways to cut your energy bill posted at Life of a Resident Alien…. Your home isn’t very energy efficient if you have less than six inches of insulation in your attic, if your furnace is 10 years or older, or you have lots of windows on the North side and you live in a cold climate, according to the Alliance to Save Energy.

ISPF presents Congratulations, May Grads! posted at Grad Money Matters. ISPF’s response to the question - "What is one piece of advice or life lesson that you have for this year’s graduates (both high school and college)?"

Fletchlives presents Sometimes You Should Roll The Dice posted at fletchlivesforecasts. Take a look, if you have a minute.

Ted Reimers presents How to save money in College posted at CampusGrotto College Blog. Here are 10 ways students can save money while in College.

KRG presents How to Save Money on Textbooks posted at FIL-AM WORDS. Few years before the internet age, most students bought their textbooks at the university bookstore and paid a premium price. To save money on books, students can either purchase a used book from a fellow student who previously took the class, or at the university bookstore.

Alex Z presents FU Fund - The Old Kid On The Block posted at Funds Zine. Emergency fund explained in simple terms.

Kennubo presents Ken Nubo — Your daily source of rambling: How to get out of debt fast. posted at Ken Nubo — Your daily source of rambling. The only reason there is the “millionaire next door” is because they consistently spend less then they earn, so be frugal today.

Tushar presents Move your checking account to Bank of America and get $75 posted at Life of a Resident Alien…. Make the move to better banking and you can receive $75. Just open a new, personal checking account, and you’ll enjoy access to your money on the nation’s largest network of bank-owned ATMs. And the freedom to bank from your new home with our free Online Banking service with unlimited Bill Pay.

Aimee presents How I paid my $20,000 student loan off in 2 years posted at Foximus. Aimee says, "When I finished school I had about $5000 in credit card debt (yes I said $5000) and $15,000 in student loans. I hated being in debt and wanted to get myself out of the hole as soon as I possibly could so here is what I did".

That concludes the 5th edition of the Carnival of Student Finance. Keep submitting your posts to the future editions of this carnival. Thank you for your contribution.

–By Sagar Satapathy

Greetings! Welcome to the 4th edition of the Carnival of Student Finance. Out of the 15 posts received by us, 11 posts have been selected to be featured on this week’s carnival edition. Without further ado, here are the posts in the order they were received.

Ted Reimers presents Free Software for Students posted at CampusGrotto College Blog. Students, don’t waste money on commercial software! Here are 10 free downloads perfect for any student.

Matthew Paulson presents How to Budget in College posted at Getting Green. Personal finance is not taught in secondary schools, and a lot of college students have no idea what a budget is. Most students have heard the word and could easily figure out what a budget is if they put the effort into it, but have never thought about implementing one in their own life.

Edithyeung presents 7 Habits of Highly Effective Money Managers posted at Edith Yeung.Com: Dream. Think. Act.. Money can’t work hard for you unless you are in control of the money. Money is like a child. The child can be easily tamed if you spend time to teach and nurture them. Otherwise, they can easily take over your life.

Erin presents The Benefits of Student-Status Traveling posted at Queercents. How many times have you walked past the bulletin board outside the school library and pined for the day when you’d be able to take that semester abroad trip to Spain? Wondering how you’re going to get to Miami or Cabo for Spring break?

Tushar presents 22 ways to build an emergency fund posted at Life of a Resident Alien…. One of the most important things to have is an emergency fund. If, for any reason, your income stops, your emergency fund should be able to carry you for at least 6-8 months.

Abdulrasool Sumar presents Debt Elimination - Snowball Method posted at Debt Consolidation. Dave Ramsey introduces the idea of a Debt SnowBall Elimination Method in his book, The Total Money MakeOver. With the Debt SnowBall method, you ignore the Annual Percentage Rates (APRs) on your debts when determining which debt to pay off. Instead, you sort your debts from the lowest to the highest.

Silicon Valley Blogger presents Finance Carnival Picks: Should a Personal Finance Education Be Offered in High School? posted at The Digerati Life. Here’s something about the debate on when students should be learning about personal finance.

Bill presents Taking Away The PunchBowl–Why The Stock Market Could Go Down "Big Time" posted at Ask Uncle Bill. True enough but the market is a discounter of future events. The market deals with events before they happen.

Steve Faber presents - 3 Things You Should Know About Credit — Before You Apply for Your Next Credit Card posted at Debt Free. Given the level of debt of the average American, you can never know too much about credit. Here are 3 things that you should be aware of when shopping for credit.

Joe Caterisano presents how to save money part 2 posted at Penny Pinching. Eat meals at home vs. eating out. Fast food every day at $4.00 per meal is well over $100 per month.

Darius presents How much worse can housing get? posted at Related to Mortgage. The slow drift downward in long-term rates stopped this week, the 10-year T-note at 4.69 percent, mortgages settling just above 6.25 percent.

That concludes the 4th edition of the Carnival of Student Finance. Keep submitting your posts to the future editions of this carnival. A link back would be greatly appreciated.