Carnival of Student Finance #4

–By Sagar Satapathy

Greetings! Welcome to the 4th edition of the Carnival of Student Finance. Out of the 15 posts received by us, 11 posts have been selected to be featured on this week’s carnival edition. Without further ado, here are the posts in the order they were received.

Ted Reimers presents Free Software for Students posted at CampusGrotto College Blog. Students, don’t waste money on commercial software! Here are 10 free downloads perfect for any student.

Matthew Paulson presents How to Budget in College posted at Getting Green. Personal finance is not taught in secondary schools, and a lot of college students have no idea what a budget is. Most students have heard the word and could easily figure out what a budget is if they put the effort into it, but have never thought about implementing one in their own life.

Edithyeung presents 7 Habits of Highly Effective Money Managers posted at Edith Yeung.Com: Dream. Think. Act.. Money can’t work hard for you unless you are in control of the money. Money is like a child. The child can be easily tamed if you spend time to teach and nurture them. Otherwise, they can easily take over your life.

Erin presents The Benefits of Student-Status Traveling posted at Queercents. How many times have you walked past the bulletin board outside the school library and pined for the day when you’d be able to take that semester abroad trip to Spain? Wondering how you’re going to get to Miami or Cabo for Spring break?

Tushar presents 22 ways to build an emergency fund posted at Life of a Resident Alien…. One of the most important things to have is an emergency fund. If, for any reason, your income stops, your emergency fund should be able to carry you for at least 6-8 months.

Abdulrasool Sumar presents Debt Elimination - Snowball Method posted at Debt Consolidation. Dave Ramsey introduces the idea of a Debt SnowBall Elimination Method in his book, The Total Money MakeOver. With the Debt SnowBall method, you ignore the Annual Percentage Rates (APRs) on your debts when determining which debt to pay off. Instead, you sort your debts from the lowest to the highest.

Silicon Valley Blogger presents Finance Carnival Picks: Should a Personal Finance Education Be Offered in High School? posted at The Digerati Life. Here’s something about the debate on when students should be learning about personal finance.

Bill presents Taking Away The PunchBowl–Why The Stock Market Could Go Down "Big Time" posted at Ask Uncle Bill. True enough but the market is a discounter of future events. The market deals with events before they happen.

Steve Faber presents - 3 Things You Should Know About Credit — Before You Apply for Your Next Credit Card posted at Debt Free. Given the level of debt of the average American, you can never know too much about credit. Here are 3 things that you should be aware of when shopping for credit.

Joe Caterisano presents how to save money part 2 posted at Penny Pinching. Eat meals at home vs. eating out. Fast food every day at $4.00 per meal is well over $100 per month.

Darius presents How much worse can housing get? posted at Related to Mortgage. The slow drift downward in long-term rates stopped this week, the 10-year T-note at 4.69 percent, mortgages settling just above 6.25 percent.

That concludes the 4th edition of the Carnival of Student Finance. Keep submitting your posts to the future editions of this carnival. A link back would be greatly appreciated.


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